Lending available in all 50 states.
Combo loan available (purchase land and set up construction loan in one closing)
Lending available in the following states: AZ, FL, GA, IL, KS, MN, MO, ND, NM, TN, WI
Lending available in the following states: AZ, FL, GA, IL, KS, MN, MO, ND, NM, TN, WI
Lending available nationwide.
Lending available for TN, KY, IN, OH, parts of AR, and MO.
Partner options available for TX, OK, NM, KS, IA, CO, IL, CA, NE NV, SD, WY, HI.
Loan Officer – Morristown, TN
Nikki Land Wisecarver
423.312.2621
nikki.wisecarver@rural1st.com
Lending available for TN, KY, IN, OH, parts of AR, and MO.
Partner options available for TX, OK, NM, KS, IA, CO, IL, CA, NE NV, SD, WY, HI.
Sarah Smith
256.917.5061
Sarah.Smith@alabamafarmcredit.com
Sarah Smith
256.917.5061
Sarah.Smith@alabamafarmcredit.com
Lending available in the following North Alabama counties: Lauderdale, Colbert, Lawerence, Franklin, Marion, Lamar, Fayette, Limestone, Madison, Morgan, Winston, Cullman, Blount, Walker, Jefferson, Jackson, Marshall, DeKalb, Etowah, Cherokee, St. Clair, Calhoun, Cleburne, Shelby, Talladega, Clay, Randolph
Vice President
Crystal Rosson
NMLS #685523
931.589.2161
crosson@firstbankonline.com
Donna Ross
NMLS #187464
731.431.0373
dross@firstbankonline.com
Lending available nationwide except California and Maine.
Lending available nationwide.
Lending available nationwide.
Lending available exclusively in East Tennessee.
Lending available in Eastern Kentucky and Eastern Tennessee only.
Lending only available in Lawrence County and surrounding counties.
Lending available nationwide except Alaska and Hawaii.
Lending available for specific north east counties in Alabama.
Are You a Farmer in Tennessee?
Get cost-share funding through the Tennessee Agricultural Enhancement Program. The 2025-2026 TAEP application period is October 1-7th for cost-share funding!
Learn More About TAEP

Whether your farm is rapidly growing or you’ve been diligently working the fields for years on a generational property and your current barns are wearing the proof, there are multiple options to help you secure agriculture financing for a new a building. Agriculture financing can come from various sources, including banks, government programs ...

If you’re looking for ways to fund your next agricultural building project, the Tennessee Agriculture Enhancement Program offers cost-share opportunities for farmers through their producer programs. There are several types of buildings you could get cost-sharing for from hay barns to commodity sheds, but there are some basic eligibility ...

If you’re looking for ways to fund your next agricultural building project, the Tennessee Agriculture Enhancement Program offers farmers opportunities to improve their operations through cost-share support for approved building projects. New infrastructure can enhance your farm’s productivity, the animal welfare, and overall ...